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The overall experience was easy and everyone was patient and understanding Anthony P. Norfolk, VA Justin Allred Rating: 5.0 out of 5.0 from Encompass
The overall experience was easy and everyone was patient and understanding
Great service great everything Gregory B. Jacksonville, FL Justin Allred Rating: 5.0 out of 5.0 from Encompass
Great service great everything
Qiluick response from the Annie Mac team. Kiet N. Rockford, IL Justin Allred Rating: 5.0 out of 5.0 from Encompass
Qiluick response from the Annie Mac team.
What made it exceptional was the constant communication, and the fact that the process happened speedy, no hiccups or hurdles. Dylan was fantastic . Wendelyn E. Douglasville, GA Dylan Smith Rating: 5.0 out of 5.0 from Encompass
What made it exceptional was the constant communication, and the fact that the process happened speedy, no hiccups or hurdles. Dylan was fantastic .
Cindy is amazing! Always on point and very knowledgeable. Wonderful experience start to finish Matthew L. Guyton, GA Cynthia Kaster Rating: 5.0 out of 5.0 from Encompass
Cindy is amazing! Always on point and very knowledgeable. Wonderful experience start to finish
Taking the time to explain the process in detail and answering any and all question that I had. Very patient and understanding! Marie Warthen, GA Cynthia Kaster Rating: 5.0 out of 5.0 from Encompass
Taking the time to explain the process in detail and answering any and all question that I had. Very patient and understanding!
Communication, great response time. Questions answered to my understanding Shannon Portsmouth, VA Cynthia Kaster Rating: 5.0 out of 5.0 from Encompass
Communication, great response time. Questions answered to my understanding
Eric was very helpful and stuck with me through the entire process, he was very knowledgeable and I appreciate how quickly he worked to get our loan secured. Heather Citrus Heights, CA Eric Utter Rating: 5.0 out of 5.0 from Encompass
Eric was very helpful and stuck with me through the entire process, he was very knowledgeable and I appreciate how quickly he worked to get our loan secured.
I asked that all communications are done by email except when it was important to call and that is what was done, James C. Oregon, OH Eric Utter Rating: 5.0 out of 5.0 from Encompass
I asked that all communications are done by email except when it was important to call and that is what was done,
Eric and Veronica were both helpful and patient. I am particularly appreciative of Eric who understood the importance and necessity of this loan and did everything possible to maximize our benefit. Hapoy Thanksgiving to both of you and your families! You made our Thanksgiving special! John G. Silver Spring, MD Eric Utter Rating: 5.0 out of 5.0 from Encompass
Eric and Veronica were both helpful and patient. I am particularly appreciative of Eric who understood the importance and necessity of this loan and did everything possible to maximize our benefit. Hapoy Thanksgiving to both of you and your families! You made our Thanksgiving special!
The most important thing was the communication I could contact my loan originator and processor when ever I had any questions or concerns.. Anthony E. Fort Collins, CO Mandy Urquilla Rating: 5.0 out of 5.0 from Encompass
The most important thing was the communication I could contact my loan originator and processor when ever I had any questions or concerns..
Mandi was on top of everything! Tennille Farmington, PA Mandy Urquilla Rating: 5.0 out of 5.0 from Encompass
Mandi was on top of everything!
Many was very courteous, patient and helpful throughout the loan process Eric Louisville, KY Mandy Urquilla Rating: 5.0 out of 5.0 from SFTP
Many was very courteous, patient and helpful throughout the loan process
Tony was attentive, supportive and accommodating. I work as a retail manager and the holidays are very busy and chaotic. Tony made sure he worked on my schedule with me working crazy hours, took the time to explain every step of the process, was patient, knowledgeable and friendly. I worked for financial peace and Tony walked me through how to obta... Adeboe320 Owensboro, KY Tony Caraccio Rating: 5.0 out of 5.0 from Zillow
Tony was attentive, supportive and accommodating. I work as a retail manager and the holidays are very busy and chaotic. Tony made sure he worked on my schedule with me working crazy hours, took the time to explain every step of the process, was patient, knowledgeable and friendly. I worked for financial peace and Tony walked me through how to obta...
Tony was great. He explained everything in detail. He answered all our questions and took time to make sure we understood everything. If you had a question he was there to answer it. Overall great experience!!! Nick Plankinton, SD Tony Caraccio Rating: 5.0 out of 5.0 from Zillow
Tony was great. He explained everything in detail. He answered all our questions and took time to make sure we understood everything. If you had a question he was there to answer it. Overall great experience!!!
I’m 19 years old and thanks to Tony I now own a house at such a young age! Tony walked me through the process and was invested to make sure I had the best loan to fit my situation. He answered all questions I had through the process quickly and in a way that I could understand. If/when random problems arise during your mortgage, Tony will make su... Corey Kankakee, IL Tony Caraccio Rating: 5.0 out of 5.0 from Zillow
I’m 19 years old and thanks to Tony I now own a house at such a young age! Tony walked me through the process and was invested to make sure I had the best loan to fit my situation. He answered all questions I had through the process quickly and in a way that I could understand. If/when random problems arise during your mortgage, Tony will make su...
It was an easy process Georgina Houston, TX Kris Howard Rating: 5.0 out of 5.0 from Encompass
It was an easy process
Excellent communication great follow up refinance process was beyond expectations Thank you for all your assistance and hard work Juanita Houston, TX Kris Howard Rating: 5.0 out of 5.0 from Encompass
Excellent communication great follow up refinance process was beyond expectations Thank you for all your assistance and hard work
Hello, my wife and I had recently attempted to refinance our mortgage with two other companies before AnnieMacs Kris Howard reached out to me I was seriously at my witts end with the process due to the two companies I was being harassed by and basically lied to repeatedly From the moment I spoke with K... Robert P. Douglassville, PA Kris Howard Rating: 5.0 out of 5.0 from Encompass
Hello, my wife and I had recently attempted to refinance our mortgage with two other companies before AnnieMacs Kris Howard reached out to me I was seriously at my witts end with the process due to the two companies I was being harassed by and basically lied to repeatedly From the moment I spoke with K...
I had a fantastic experience working with Jamie Ohlsen as my loan officer. Jamie went above and beyond to ensure I received the best possible mortgage rate. She was always available to answer my questions and made a genuine effort to take care of all my needs throughout the process. Her dedication and expertise made a significant difference, a... Joselito Yuma, AZ Jamie Ohlsen Rating: 5.0 out of 5.0 from 3rd Party Review
I had a fantastic experience working with Jamie Ohlsen as my loan officer. Jamie went above and beyond to ensure I received the best possible mortgage rate. She was always available to answer my questions and made a genuine effort to take care of all my needs throughout the process. Her dedication and expertise made a significant difference, a...
Jamie Ohlsen was excellent and supporive throughout the home buying process! Neil Aurora, IL Jamie Ohlsen Rating: 5.0 out of 5.0 from 3rd Party Review
Jamie Ohlsen was excellent and supporive throughout the home buying process!
Working with Jamie Ohlsen was an absolute pleasure - again! From the moment we connected, she demonstrated a level of professionalism and expertise that immediately put me at ease. Her knowledge of the lending process was impressive, and she took the time to explain every step along the way, ensuring I felt confident and informed throughout the ... Kathleen Santa Cruz, CA Jamie Ohlsen Rating: 5.0 out of 5.0 from 3rd Party Review
Working with Jamie Ohlsen was an absolute pleasure - again! From the moment we connected, she demonstrated a level of professionalism and expertise that immediately put me at ease. Her knowledge of the lending process was impressive, and she took the time to explain every step along the way, ensuring I felt confident and informed throughout the ...
Jim was great to work with from the get go. He was very helpful in answering all questions we had as first time home buyers. He went above and beyond for us, even in the evenings and on weekends. I will definitely be recommending the Churchill Mortgage team to all my friends going through the home buying process! Hayden J. Kearney, NE Jim Schrader Rating: 5.0 out of 5.0 from Persona migrate verified
Jim was great to work with from the get go. He was very helpful in answering all questions we had as first time home buyers. He went above and beyond for us, even in the evenings and on weekends. I will definitely be recommending the Churchill Mortgage team to all my friends going through the home buying process!
Jim was very pleasant, helpful, and efficient! Taylor Ocala, FL Jim Schrader Rating: 5.0 out of 5.0 from Persona migrate verified
Jim was very pleasant, helpful, and efficient!
Jim is very knowledgeable and helped immensely with this equally immensely life changing purchase. He's a wonderful asset to your firm and his level of professionalism is unmatched as is his response time Dominic A. Willowick, OH Jim Schrader Rating: 5.0 out of 5.0 from Persona migrate verified
Jim is very knowledgeable and helped immensely with this equally immensely life changing purchase. He's a wonderful asset to your firm and his level of professionalism is unmatched as is his response time
Sherrie was absolutely the best to work with. She made everything so smooth . Always keeping me posted on what was happening and answering me whenever I needed. She went above and beyond to make thing happen . I highly recommend her!! She's the best ! Gail Eaton, OH Sherrie Howard Rating: 5.0 out of 5.0 from Encompass
Sherrie was absolutely the best to work with. She made everything so smooth . Always keeping me posted on what was happening and answering me whenever I needed. She went above and beyond to make thing happen . I highly recommend her!! She's the best !
Sherrie is the best overall . I always refer her. Julie Valrico, FL Sherrie Howard Rating: 5.0 out of 5.0 from Encompass
Sherrie is the best overall . I always refer her.
Very personable and let me know what was going on every step of the way. answered any question i may have had. James F. Fairfield, OH Sherrie Howard Rating: 5.0 out of 5.0 from Encompass
Very personable and let me know what was going on every step of the way. answered any question i may have had.
Loan rep very knowledgeable and friendly! Karinn Toms River, NJ Gwyn May Rating: 5.0 out of 5.0 from Encompass
Loan rep very knowledgeable and friendly!
Gwynn was amazing & very helpful! Catherine Olivehurst, CA Gwyn May Rating: 5.0 out of 5.0 from Encompass
Gwynn was amazing & very helpful!
The coordination, cooperation, and professionalism of all onboard. A very pleasant experience. Thank you all! Leon Pompton Lakes, NJ Gwyn May Rating: 5.0 out of 5.0 from Encompass
The coordination, cooperation, and professionalism of all onboard. A very pleasant experience. Thank you all!
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.