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Proudly serving clients across FL, AL, AR, AZ, CA, DE, GA, IL, IN, MD, MI, MN, NC, OH, PA, SC, TN, VA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Eric was very helpful and stuck with me through the entire process, he was very knowledgeable and I appreciate how quickly he worked to get our loan secured. Heather CITRUS HEIGHTS, CA March 30 Rating: 5.0 out of 5.0 from Encompass
Eric was very helpful and stuck with me through the entire process, he was very knowledgeable and I appreciate how quickly he worked to get our loan secured.
I asked that all communications are done by email except when it was important to call and that is what was done, James C OREGON, OH March 30 Rating: 5.0 out of 5.0 from Encompass
I asked that all communications are done by email except when it was important to call and that is what was done,
Eric and Veronica were both helpful and patient. I am particularly appreciative of Eric who understood the importance and necessity of this loan and did everything possible to maximize our benefit. Hapoy Thanksgiving to both of you and your families! You made our Thanksgiving special! John G SILVER SPRING, MD December 08 Rating: 5.0 out of 5.0 from Encompass
Eric and Veronica were both helpful and patient. I am particularly appreciative of Eric who understood the importance and necessity of this loan and did everything possible to maximize our benefit. Hapoy Thanksgiving to both of you and your families! You made our Thanksgiving special!
Great communication. Provided a lot of options. Very helpful with answering all questions. Daniel H. Suwanee, GA August 01 Rating: 5.0 out of 5.0 from Encompass
Great communication. Provided a lot of options. Very helpful with answering all questions.
Pleasant and efficient and very businesslike Bob G. DELAWARE, OH June 15 Rating: 4.7 out of 5.0 from Encompass
Pleasant and efficient and very businesslike
Communication, fairness and truth Oscar GLENDALE, AZ June 08 Rating: 4.8 out of 5.0 from Encompass
Communication, fairness and truth
communication was clear and friendly. Heather Uvonne HOLLY RIDGE, NC June 06 Rating: 5.0 out of 5.0 from Encompass
communication was clear and friendly.
The ease of the entire process. Jeffrey Clinton TARPON SPNGS, FL April 14 Rating: 4.5 out of 5.0 from Encompass
The ease of the entire process.
Quick and easy and very good people to talk too Michael Robert RUSHVILLE, IN April 03 Rating: 5.0 out of 5.0 from Encompass
Quick and easy and very good people to talk too
Communication lack of responding Donald Plainfield, IL March 16 Rating: 5.0 out of 5.0 from Encompass
Communication lack of responding
Staff didn't give up on me... Shirley Lee Welcome, MD January 26 Rating: 5.0 out of 5.0 from Encompass
Staff didn't give up on me...
From start with Loan Officer ( Eric Utter) to with such an amazing processor (Carrie Heschke) it was the process of a dream. I am thankful for all the help and for having such a wonderful experience. Many thanks! Caroline COVINGTON, GA December 10 Rating: 5.0 out of 5.0 from Encompass
From start with Loan Officer ( Eric Utter) to with such an amazing processor (Carrie Heschke) it was the process of a dream. I am thankful for all the help and for having such a wonderful experience. Many thanks!
On 04/30/2026 at 2:30 pm
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