Blog Articles

10 Ways to Save Money on Vet Care

Veterinarians charge a surprisingly broad array of prices for the same services, even in the same location. The fee for spaying or neutering a pet, for example, might range from less than $100 through a low-cost program to nearly $1,000 at a private clinic. Before settling on a vet, make calls and ask plenty of questions regarding prices for a variety of services..

Posted in Articles on Mar 13, 2017

How to Create Passive Income

Side jobs are always a popular topic on Get Rich Slowly. Whether your goal is to boost savings, supplement retirement income or pay down debt faster, you are not alone in choosing to work nights, weekends or in-between other demands. This can mean Uber driving, dog walking, freelance writing, even assembling IKEA furniture for a fee, essentially wherever skills and interests intersect with demand for those services..

Posted in Articles on Mar 13, 2017

Market Update from Our CEO - 03.10.17

Daily Quote: The moment you are ready to quit is usually the moment right before a miracle happens. You know things are different when big money is now more afraid of a weak Employment Situation Report (aka Jobs Friday release) then a strong one. Let me explain. Remember the days when the economic nerd in you would sit around the TV the 1st Friday morning of each month, precisely at 8:30 a.m., and wait for CNBC to release the latest jobs report? Do you remember what you and most other Mortgage Participants were praying for? I’ll remind you..

Posted in Articles on Mar 10, 2017

5 Ways Criminals Will Try to Scam You This Tax Season

Tax season is a waking nightmare for Americans. Well, it is for me, at least. Between figuring out how to file, trying to understand my W2 and remembering how to do basic math, it can be extremely stressful. But there’s something even scarier lurking out there this time of year: tax scammers. Yes, in case wringing your hands over the tax man weren’t enough, criminals are out there trying to swipe your hard earned cash and personal information from right under your nose..

Posted in Articles on Mar 6, 2017

Money lessons from a divorce

Knowing the intricate details of your family’s finances can be tedious, but it can also save you financial headaches and heartaches if you get divorced. The wrong time to figure out your money is when you’re nearing retirement, and yet more than 75% of retirement-age divorcées need a better understanding of managing their personal finances, according to a new survey of financial planners from the American Institute of Certified Public Accountants. The financial planners surveyed said clients usually don’t discuss the possibility of a divorce when they are happy, and that often only one member of an older couple has been handling the finances — which can create chaos when it’s time to split everything..

Posted in Articles on Mar 3, 2017

Market Update from Our CEO- 03.02.17

The markets continue to struggle with which Donald Trump really sits in the Oval Office. Is it the Donald Trump who erratically tweets at 3:00 am about everything from Hollywood to Nordstrom’s to The Apprentice’s ratings or is the more staid, presidential Donald Trump we saw Tuesday night who discusses bipartisan support for pro-growth policies and initiatives? Time will tell but if yesterday’s stock market rally was any indication the markets certainly seem to have heard enough from Tuesday’s speech to believe the real Donald is the one we saw Tuesday night..

Posted in Articles on Mar 2, 2017

Four Real Estate Trends for 2017 Investors Should Be Aware Of

eal estate investing carries a certain degree of risk, but it also has the potential to be very rewarding. One factor that may contribute to your success as a property investor is the ability to adapt when necessary. Staying abreast of the latest developments and trends in the commercial and residential markets is important if you want to stay ahead of the curve. As 2017 looms on the horizon, here are the most significant trends that may impact real estate investors in the near future..

Posted in Articles on Feb 28, 2017

Do you have enough retirement savings for your age?

I'm in my mid-40s and have about $700,000 in retirement accounts. Is that amount in the upper range for someone my age and does that figure put me on track toward a secure retirement? --F.P. I don't think there's any doubt that your seven hundred grand puts you far ahead of most people your age when it comes to retirement savings..

Posted in Articles on Feb 28, 2017

Buying a House on a Single Income

At a time when a lot of young adults are postponing marriage, the number of Americans buying a house on a single income is substantial. According to the mortgage software firm Ellie Mae, as many as 47% of Millennial home buyers last year were unmarried.

Posted in Articles on Feb 27, 2017

Why Spring is Ideal for Replacing Garage Doors

Spring means spring cleaning for many homeowners and that means cleaning out the garage, a chore that no one likes. Yet homeowners always forget one task: checking on the condition of their garage door. Aside from making sure the garage door opens and closes smoothly, homeowners don’t look beyond the fact that eventually the door will need replacement..

Posted in Articles on Feb 20, 2017

Tips for Surviving a Fireplace Makeover

Hey Remodelaholic friends! If you’ve never seen my name around these parts, I’m Thalita and I normally blog over at The Learner Observer. We’ve been renovating our house for the better part of the last 3 months, and it’s safe to say that it’s been a crazy rollercoaster ride, but we’re surviving and even have a few finished spaces..

Posted in Articles on Feb 20, 2017

Explaining the VA's Standard for Debt-to-Income Ratio

When applying for a VA home loan, borrowers hear a lot about something called debt-to-income ratio. It’s an important tool that plays a key role in determining if you meet in VA loan qualifications. In essence, debt-to-income ratio, or DTI ratio, compares a borrower’s monthly debt payments to his or her gross monthly income..

Posted in Articles on Feb 20, 2017

Should My Partner and I Buy a Home Before We Marry?

First comes love, then comes the mortgage, then comes the wedding? Although it may seem unconventional for a couple to purchase a home together before making the trek down the aisle, according to a 2013 study by Coldwell Banker, approximately 25% of couples between the ages of 18 and 34, and 14% of those aged 45 and older purchased a house together before they were married..

Posted in Articles on Feb 20, 2017

Which Mortgage Is Right for You?

Buying a home can come with an overwhelming amount of choices. What school district do you want to purchase in? Who should you choose for a real estate agent? How much can you afford to spend on your home purchase? Just like choosing a home style, there are several loan types and programs made to benefit a wide range of homebuyers..

Posted in Articles on Feb 3, 2017

The Best Time to Buy a House

Buying a home isn’t something you should do on a whim. After all, homebuyers have to make a lot of decisions. Besides choosing a location and deciding how much you’re willing to pay, you’ll need to think about when you want to seal the deal on a new home. Is the spring the best time to buy a house? Or would you have better luck waiting until the fall? Let’s look at what industry experts have to say about the best time to buy a house..

Posted in Articles on Feb 3, 2017