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Proudly serving clients across New Jersey and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Everything went smoothly, full explained and always available Daniel P CROYDON, PA April 03 Rating: 5.0 out of 5.0 from Encompass
Everything went smoothly, full explained and always available
Ernie is the man! Breaks the info down in a easy to understand way. Shows how much something might cost and how much you would save or spend so you can make the best decision for yourself. Jason C YARDLEY, PA March 31 Rating: 5.0 out of 5.0 from Encompass
Ernie is the man! Breaks the info down in a easy to understand way. Shows how much something might cost and how much you would save or spend so you can make the best decision for yourself.
Ernie was very responsive to myself and my client. There were zero hiccups and the deal went very smooth! Ashley A. WILDWOOD, NJ January 30 Rating: 5.0 out of 5.0 from Encompass
Ernie was very responsive to myself and my client. There were zero hiccups and the deal went very smooth!
Ernie and his team turned a process that can be difficult and tedious into a smooth process that was able to be taken care of in a short time. David Laurence WILDWOOD, NJ January 28 Rating: 5.0 out of 5.0 from Encompass
Ernie and his team turned a process that can be difficult and tedious into a smooth process that was able to be taken care of in a short time.
Overall the process was seamless. Crista Marie QUAKERTOWN, PA December 15 Rating: 5.0 out of 5.0 from Encompass
Overall the process was seamless.
Ernie was extremely helpful in explaining the steps of the mortgage process and making it a seamless experience for a first-time homebuyer! Kimberly Lynn Philadelphia, PA August 18 Rating: 5.0 out of 5.0 from Encompass
Ernie was extremely helpful in explaining the steps of the mortgage process and making it a seamless experience for a first-time homebuyer!
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.
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