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Proudly serving clients across Texas, Florida and North Carolina.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
It was a long and complicated sale process and David answered all of our questions every step of the way! Alexi HICO, TX April 02 Rating: 4.3 out of 5.0 from Encompass
It was a long and complicated sale process and David answered all of our questions every step of the way!
I have come to rely on David when I have clients who need a mortgage. His superior knowledge and experience puts people at ease when going through the stressful process. I would give him and Nicole 10 starss if I could! I highly recommend this team! Joseph STEPHENVILLE, TX April 01 Rating: 5.0 out of 5.0 from Encompass
I have come to rely on David when I have clients who need a mortgage. His superior knowledge and experience puts people at ease when going through the stressful process. I would give him and Nicole 10 starss if I could! I highly recommend this team!
We bought our first house , and David was helpful from the beginning with getting our pre approval , and then all of the offer letters we then put together later . great to work with . Anthony James HICO, TX March 31 Rating: 5.0 out of 5.0 from Encompass
We bought our first house , and David was helpful from the beginning with getting our pre approval , and then all of the offer letters we then put together later . great to work with .
David makes the process of buying a home seamless. If asked, I introduce David as a preferred lender to buyers. Kari BLUFF DALE, TX March 28 Rating: 5.0 out of 5.0 from Encompass
David makes the process of buying a home seamless. If asked, I introduce David as a preferred lender to buyers.
Very personable and responsive Darryn S BLUFF DALE, TX March 28 Rating: 5.0 out of 5.0 from Encompass
Very personable and responsive
David was great to work with. He is extremely knowledgeable and easy to work with. We will recommend him. John STEPHENVILLE, TX March 25 Rating: 5.0 out of 5.0 from Encompass
David was great to work with. He is extremely knowledgeable and easy to work with. We will recommend him.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.
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