Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Geat support and advice. Wonderful knowledge of theprocess and the mortgage environmen. Great personalityl Marc Monroe Township, NJ Lonn Vreeland Rating: 5.0 out of 5.0 from Encompass
Geat support and advice. Wonderful knowledge of theprocess and the mortgage environmen. Great personalityl
I only have gratitude for the time and patience the each person had with me. Every single person has to communicate with me was very helpful, kind and very professional. I am very grateful I was referring to you from one of my son friends. ONCE AGAIN! Can't believe how fast things have been moving since the beginning. We are ready... Mary Palm Coast, FL Lonn Vreeland Rating: 5.0 out of 5.0 from Encompass
I only have gratitude for the time and patience the each person had with me. Every single person has to communicate with me was very helpful, kind and very professional. I am very grateful I was referring to you from one of my son friends. ONCE AGAIN! Can't believe how fast things have been moving since the beginning. We are ready...
Communication with all agents was helpful. Everythng was explained to us and made clear. Efforts on the part of the team were outstanding. Thank you. Sandra S. Flemington, NJ Lonn Vreeland Rating: 5.0 out of 5.0 from Encompass
Communication with all agents was helpful. Everythng was explained to us and made clear. Efforts on the part of the team were outstanding. Thank you.
Caitlin was awesome and a huge help! Always there for us when we needed help. Justin J. Browns Mills, NJ Caitlin Spatz Rating: 5.0 out of 5.0 from Encompass
Caitlin was awesome and a huge help! Always there for us when we needed help.
Caitlin’s energy is amazing! She is extremely knowledgeable and truly well-versed in her profession. Her consistent follow-up and attention to detail make you feel like you’re her only client—even though you know she’s successfully managing many others. She’s always on top of every aspect of the deal, which gives you total confidence and ... Sharon Browns Mills, NJ Caitlin Spatz Rating: 5.0 out of 5.0 from Encompass
Caitlin’s energy is amazing! She is extremely knowledgeable and truly well-versed in her profession. Her consistent follow-up and attention to detail make you feel like you’re her only client—even though you know she’s successfully managing many others. She’s always on top of every aspect of the deal, which gives you total confidence and ...
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her. Susan Lakewood, NJ Caitlin Spatz Rating: 5.0 out of 5.0 from Encompass
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her.
Chuck made the entire loan process incredibly smooth and easy. He was always quick to respond, explained everything clearly, and kept things moving without any stress. I truly appreciated his professionalism and support throughout. Anitha Annandale, NJ Chuck Tegano Rating: 5.0 out of 5.0 from Encompass
Chuck made the entire loan process incredibly smooth and easy. He was always quick to respond, explained everything clearly, and kept things moving without any stress. I truly appreciated his professionalism and support throughout.
Chuck was excellent from start to finish. He communicated clearly, stayed on top of every detail, and made the process feel easy and well organized. He ensured everything stayed on track and that the closing went seamlessly. I’m very grateful for his help. Venkat Annandale, NJ Chuck Tegano Rating: 5.0 out of 5.0 from Encompass
Chuck was excellent from start to finish. He communicated clearly, stayed on top of every detail, and made the process feel easy and well organized. He ensured everything stayed on track and that the closing went seamlessly. I’m very grateful for his help.
Chuck is always so easy to work with and does a great job communicating with everyone in the transaction! Nancy Toms River, NJ Chuck Tegano Rating: 5.0 out of 5.0 from Encompass
Chuck is always so easy to work with and does a great job communicating with everyone in the transaction!
Working with Eric is always pleasant, he's now helped me on multiple loans and he is always helpful throughout the process Robert C. Haskell, NJ Eric Hutton Rating: 5.0 out of 5.0 from Encompass
Working with Eric is always pleasant, he's now helped me on multiple loans and he is always helpful throughout the process
Mostly Eric's Communication and availability. He was always within a text or phone call away. This was important to us being first time owners and we trusted him to find the best options for our financial situation . We are now homeowners and couldn't be happier! Ronald Hamilton, NJ Eric Hutton Rating: 5.0 out of 5.0 from Encompass
Mostly Eric's Communication and availability. He was always within a text or phone call away. This was important to us being first time owners and we trusted him to find the best options for our financial situation . We are now homeowners and couldn't be happier!
Eric is very knowledgeable, answered all questions to my satisfaction, was always available when needed, took care of my clients in every way, and was with us until the end. I give him 20 stars! Darianne Hamilton, NJ Eric Hutton Rating: 5.0 out of 5.0 from Encompass
Eric is very knowledgeable, answered all questions to my satisfaction, was always available when needed, took care of my clients in every way, and was with us until the end. I give him 20 stars!
Working with Vik was a great experience from start to finish. They were extremely hardworking, efficient, and always stayed on top of every step in the process. Communication was excellent—they kept us informed, answered all our questions quickly, and made sure we understood everything along the way. Their guidance made what could have been a str... Bhavesh Iselin, NJ Vikram Patel Rating: 5.0 out of 5.0 from Encompass
Working with Vik was a great experience from start to finish. They were extremely hardworking, efficient, and always stayed on top of every step in the process. Communication was excellent—they kept us informed, answered all our questions quickly, and made sure we understood everything along the way. Their guidance made what could have been a str...
Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy. Sweene Kendall Park, NJ Vikram Patel Rating: 5.0 out of 5.0 from Encompass
Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy.
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements. Jay Newtown, PA Vikram Patel Rating: 5.0 out of 5.0 from Zillow
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements.
Not enough space to write what needs to be said here. The time/times taken to help us out with this process was extremely thoughtful. We had a million questions to ask, Sarah did not make us feel as if we should known, we are currently in a home now because of the honest and helpful information. We have found a friend in the process as well. She's ... Maritza L. Nutley, NJ Sarah Ferdinands Rating: 5.0 out of 5.0 from Encompass
Not enough space to write what needs to be said here. The time/times taken to help us out with this process was extremely thoughtful. We had a million questions to ask, Sarah did not make us feel as if we should known, we are currently in a home now because of the honest and helpful information. We have found a friend in the process as well. She's ...
Sarah and her team were professionals and grrat great to work with. James L. Monroe Township, NJ Sarah Ferdinands Rating: 5.0 out of 5.0 from Encompass
Sarah and her team were professionals and grrat great to work with.
Sarah and the whole team at Annie Mac is efficient and readily available for any questions or concerns you have. They work around the clock to ensure you are comfortable and happy. Melissa M. Monroe Township, NJ Sarah Ferdinands Rating: 5.0 out of 5.0 from Encompass
Sarah and the whole team at Annie Mac is efficient and readily available for any questions or concerns you have. They work around the clock to ensure you are comfortable and happy.
Paul was involved from the very beginning and maintained excellent communication throughout the process. Thanks to his guidance, everything proceeded smoothly, and we were able to close quickly. Thank you, Paul! Diana South Amboy, NJ Paul Pernicone Rating: 5.0 out of 5.0 from Encompass
Paul was involved from the very beginning and maintained excellent communication throughout the process. Thanks to his guidance, everything proceeded smoothly, and we were able to close quickly. Thank you, Paul!
Very pleasant and diligent to work with in this industry Rosemarie Beachwood, NJ Paul Pernicone Rating: 5.0 out of 5.0 from Encompass
Very pleasant and diligent to work with in this industry
Paul and his team were always available to answer any questions i had. Anthony Hamilton, NJ Paul Pernicone Rating: 5.0 out of 5.0 from Encompass
Paul and his team were always available to answer any questions i had.